Churchill

 Churchill is the world's polar bear capital - wow. It is in Canada and that makes some sense. Brothers and sisters I did notice that the word CHILL is in. Ah yes, that somehow amuses us.

journey

 Often we can but wonder about the path we are on. It certainly have been an interesting journey. The roads may seem at times to be rather long, winding, and very narrow.

Debt collectors

 Debt collectors are using social media to send debtors some direct messages. Well, it use to be that people would ignore the phone ringing. Hey, the future is not so nice.